How Coles Car Insurance came out on top

The FiftyUp Club has chosen Coles Insurance as a partner for our first special offer because they offered the best car insurance deal for the majority of our members 50 and over.

Coles Insurance is one of Australia’s fastest-growing car insurers, with more than 250,000 policies – and they’ve grown so fast because they provide a quality, value for money alternative to the major players.

Now, Coles Insurance will guarantee to beat your current price by at least $100 if you’re a FiftyUp Club member 50 & over in NSW and switch your comprehensive car insurance policy to Coles Car Insurance*.

For full details or to join the Club, click here or call Coles Insurance on 1300 661 436.

The FiftyUp Club believes Australians 50 and over are paying too much for their car insurance. If you’ve got a good driving record, you shouldn’t need to subsidise younger drivers who are more accident prone – as this graph demonstrates:

(Source: Older Driver Safety Advisory Committee – Report to Department of Transport, December 2011)

Because it’s not available to 20-somethings, this offer is able to offer FiftyUps better discounts.

Coles Insurance has collected a swag of awards this year: they won the Australian Banking and Finance “General Insurance Product of the Year” award 2013, as well as the Mozo People’s Choice Awards “Best Value for Money Car Insurer” and “Top 5 Car Insurer” for 2013.

They carry the Coles brand, which means lower prices, but they are underwritten by Wesfarmers General Insurance Limited, who have been providing quality cover to Australians for over 90 years.

In terms of numbers, Coles Insurance has managed over 30,000 claims and paid out over $80 million to customers to help get them back on the road.  And if you get your car fixed by one of over 192 approved repairers around the country, Coles Insurance will guarantee those repairs for the life of your car.

If you’re a flybuys loyalty card member, you also earn extra points when you take out a Coles Insurance policy.

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* Offer is available to customers aged 50 or over with a risk address in NSW who are registered members of the FiftyUp Club. Savings only apply for first year of policy and apply to comparable comprehensive policies switched. A comparable policy is one that covers a comparable list of insured events. Benefits can differ between policies. Any discounts on your policy are calculated and applied before application of price beat guarantee. Offer may be withdrawn at any time. Contact Coles Insurance call centre to check availability. Standard underwriting criteria applies.

You can typically switch your insurance at any time without waiting for your renewal to arrive subject to the terms of your policy. Check your policy regarding cancellation rights and any fees.

Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer: Wesfarmers General Insurance Limited and receives commission for each policy sold and renewed. Any advice provided by Coles is general only and may not be right for you. One Big Switch trading as FiftyUp Club acts as a referrer only and provides no advice on this insurance as it is not authorised to do so. Consider the Product Disclosure Statement at www.coles.com.au/insurance to see if it is right for you. For full terms and conditions, click here