3 Things That Are Probably Costing You More Than They should
- Your Car Insurance. You’ve have been a customer with the same company for years, even decades. This is very convenient; both for you, and your insurance company. After all, they get to rely on you for monthly payments, regardless of whether they pay out a claim or not. Of course, they don’t want you to investigate new industry trends or other disruptions that could drive down the cost of buying car insurance. So be sure to call competitors to see what quotes you’re offered. Your current company may match the quote — or offer you something better in order to keep you in the fold. If they don’t, jump ship and take advantage of the better rate!
- Your Utility Bills. There’s different advice relevant to people who live in various areas. In Queensland, for example, deregulation caused a huge amount of new energy providers to sprout up almost overnight. This competition allowed energy customers to get all kinds of fantastic deals that had never existed before. You may not have the same level of industry upheaval in your area, but it’s worth checking out alternative prices for any reason.
- Your Credit. There are several simple behaviors that you can do to improve your credit score and lower the price you pay for credit and other borrowing. It’s sad but true; most people never check their credit score. To them, it seems like a difficult task — one with mysterious implications — but it’s actually quite easy to check your credit score and make the changes necessary to improve it. Doing so almost always results lower costs for every dollar you borrow, potentially allowing you to save you tens of thousands of dollars over your lifetime.
