$700k worth of savings tips from the government

Hi, I've just joined and after scrimping and saving and going without for many years, in about 6-8 weeks my first home will be finished being build so I will be looking for all the savings I possible can. It's very hard being a single female on a single income (yes still working) and trying to get the best deals for mortgage, all insurances and household expenses etc and not get ripped off. 

i have just joined after seeing it on the channel 10 news. i was made redundant 2 years ago and unable to get another one with less hours i am unable to get any benefits from the government even a health care card as my husband earns $50 too much. he is unable to claim me as a dependent as i was born after 1952 and as we have no children at home any more. we worked had kids and got no money all our lives from government now there is child bonus, maternity leave , child care bonus just to name a few. we deserve better treatment by companies as we have shown our worth. 

Hello, I have just joined. My issue is with the crippling insurance premiums we are slugged with in the Far North, almost $5000 a year, actually $399.97 per month. Privitisation and de-mutualistion of Insurance companies has delivered great dividends to shareholders but we are the poor bunnies who are being gouged. 

Have just joined an reckon this is a great idea for many many different reasons. One thing that really gets up my nose is trying to access exercise groups for the over fiftys when everybody assumes that this age group are retired so all sessions are scheduled during working hours. I would love to know statistics on how many of the population are still working at 55 years of age . We are not all retired !!!!!!!!! 

I have just joined, and am hoping that the retail industry will take more notice of the over 50's group. I once joined a survey group, but, as soon as my age was requested and given, I was no longer needed to complete the survey. This shows jut how much attention our age group gets when business is about to launch a new or revised product. 

What a great idea to include our family home in the assets when determining the aged pension ! All our hard work over the years, often sacrificing life style along with getting no handouts has borne fruit, we are sitting on these gold mines. When we no longer qualify for the pension as a result of this we can sell the damm property just so we can survive and then live in some cheap rental. Just imagine how much more money there would be left over for the real needy, $200 for newly weds for counselling, why not make it $300, mummy and daddy stay at home bonuses so they can have their life styles propped up, school kids bonuses, baby bonuses, welfare of various flavours to those who choose not to work (leave the poor darlings alone), illegal boat people, why we may even be able to extend our unending generosity by giving them a car, a holden?, on top of the handouts they get, might also solve the car industry problems. Include the family home in the assets test......give me a break !! 

Hi, just joined and feel this is a good idea, I feel we have worked hard and saved to get family home etc, would like some help to meet rising costs. 

Hi, I just saw a story on CH 9 about this club so I decided to join, hoping to benefit from being a member. Thank, Neil 

If we are working Australian have to have our homes asset tested, I think we should be able to have full disclosure of all MP and socialites that bleed the country dry & have a full audited on the lot of them. I'm sure quiet a number of the MP and socialite that are bleeding the country dry with their frivolous indulgence of spending more money needed. 

Further to my last comment, re proposal by the person tasked by PM Abbott to review welfare in general, who is considering recommending that the family home be included in assets when determining the aged pension...all I can say is dont even consider it. My 82 year old mum (dad passed away 6 years ago) is living in her Bronte home which they purchased back in the early 1960's for about 20,00 pounds and is now (even in need of a renovation) worth about 2 million dollars. Other than this asset she lives fortnight to fortnight on the pension, just. It would be hugely unfair to have people like her and many others, have their pensions decreased just because they own their own home. She would be a hell of a lot more of a drain on the public purse if in public housing or a nursing home! As I said prior, fund cuts to the welfare budget elsewhere, such as some of the obviously dubious invalid pensions being collected out there, by people who really have nothing wrong with them (perhaps start with the 20 year old drug dealer/gang member driving the $160k mustang with MEOC plates) who was in the news a few weeks ago and is apparently in receipt of a disabled pension and subsidised car rego etc. Leave the aged pensioners alone!