The best travel deals don’t wait. So if you see a great deal or you need to book a flight ASAP and you don’t have the cash on hand, what are the Smart Ways (and the Dumb Ways) to pay for it? We’ve looked at the options from Cash to Debit cards, Buy Now Pay Later, Credit Cards and Payday Loans. Below you can see what the cost of each option is for a $1500 holiday, and what the worst... read more>

“Compound interest is the 8th wonder of the world,” said Albert Einstein. “He who understands it, earns it; he who doesn't, pays it.” Let’s say you put $1000 on a Credit Card with a 20% interest rate and don’t pay it off for 10 years. In the end, you’ll pay the bank $2168! The interest alone will be more than the initial amount you borrowed. Add to that the merchant fee of up to 2% ea... read more>

In some ways, it’s the ultimate Generation Z expression: the "side hustle", which promises extra money for any number of gig economy, freelance or other labours. The term goes back to the 1950s as long before COVID, unemployment and uncertainty, there were imaginative, energetic and needy people who found ways to earn a buck on the side. There are long lists of available side hustles; one... read more>

Are you owed hundreds or thousands of dollars in refunds for junk insurance or unfair financial advice fees? We’ve got your back! The Banking Royal Commission revealed that banks and insurance companies have used pressure tactics to sell billions of dollars worth of junk insurance to thousands of Australians and many financial advisers have also charged fees for services they never provided.... read more>

  SmartWayToPay BNPL goes mainstream   The initials BNPL sprout up regularly in newspapers resembling an awkward alphabet soup. It's hard to miss the proliferation of platforms such as AfterPay, Zip Pay, Klarna and others who offer their services in shop windows, websites and other channels. 'Buy Now, Pay Later' is a consumer revolution causing quite a stir. It clai... read more>