You’ve only got days left to turn in your tax return before the October 31 deadline. Hopefully, you get money back and can then focus on how to actually spend it. The ATO will issue a Failure To Lodge (FTL) penalty if your return isn’t lodged by the deadline. It’s calculated at the rate of one penalty unit for each period of 28 days or part thereof that you’re overdue. Penalty units are ... read more>

52% of Australians do not have a will. Of those that don’t have a will, 34% haven’t gotten around to it yet. WHAT IS A WILL? A will is a legal document that sets out your wishes for distribution of your assets after your death. In non fancy legal speak, it is a legal document that tells your family what you want done with your belongs and money when you die. WHY A WILL IS IM... read more>

We have become humans that love convenience and there is nothing more convenient than booking your entire dream holiday online, but are you always getting the best deal? More often than not, you are getting a super sweet deal, but Australians who book online with popular travel sites like Expedia, Booking.com and Hotels.com might not be getting the best deal from Australian accommodation... read more>

Having a phone automatically means receiving calls from telemarketers. Registering on the Do Not Call list helps a little but what about the ones who call anyway? Is there a way to get them off the phone and stopping them from contacting you in the future? The answer is yes. Ask them this question: “CAN YOU MAIL ME OUT YOUR PRIVACY AND OPT-OUT POLICIES, PLEASE?” The very simp... read more>

There are a lot of “do” this and “don’t” do that when it comes to life insurance, but here are some common myths that need to be debunked when it comes to life insurance. MYTH: Lowering my premium means poor quality Saving yourself money does not mean your life insurance policy is poor! By simply removing items that no longer serve or apply to you, can save you money. MYTH: All li... read more>