Our top 3 Tips can help you save ahead of the health insurance premiums increase
With health insurance premiums set to rise by an average of 4.84% from April 1, the premium increase will cost the average couple hundreds of dollars.
Here are our tips for taking the sting out of the increase and give you every chance of avoiding the worst of the price rises:
* Switch your hospital & extras cover and get up to $300 cashback for a family/couple.
* Review your cover to see if you're paying for things you don't need, or paying too much for the things you DO need.
* If you can afford to, pre-pay for a year before April 1 and lock in the current pricing on the rise
The FiftyUp Club has an exclusive health insurance offer available to our members right now*. If you're over 50 and switch before April 1 you could lock in 2016 prices by switching your hospitals and extras cover at FiftyUpClub.com.au, and paying your annual premium up front. As a FiftyUp Club member you could receive up to $300 cash back over the next 25 months of membership if you switch^. This is the time to shop around. Don't just wait for your premium increase and cop it on the chin. See if you can get better value for your buck as a FiftyUp Club member.
* FiftyUp Club special offers are available for a limited time. Check the FiftyUp Club website for further information about our member and special offers.
^ If you take the members offer and remain with HCF, FiftyUp Club will send a cheque for $100 to eligible couples and families after 3 months, 13 months and 25 months, (instalments for half these amounts will be made to singles). To be eligible to receive each instalment of cashback you must be a current member of HCF with hospital and extras cover at the point of expected instalment.
Offer is for switchers only and excludes existing HCF customers. If you take up the offer and you are not already a member of the FiftyUp Club, you will become a member upon taking up the offer.
**HCF will recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount.
* FiftyUp Club special offers are available for a limited time. Check the FiftyUp Club website for further information about our member and special offers.
^ If you take the members offer and remain with HCF, FiftyUp Club will send a cheque for $100 to eligible couples and families after 3 months, 13 months and 25 months, (instalments for half these amounts will be made to singles). To be eligible to receive each instalment of cashback you must be a current member of HCF with hospital and extras cover at the point of expected instalment.
Offer is for switchers only and excludes existing HCF customers. If you take up the offer and you are not already a member of the FiftyUp Club, you will become a member upon taking up the offer.
**HCF will recognise waiting periods you've already served with your current fund. Some longer waiting periods and conditions apply. Any benefit limits used with your current fund will apply to your new HCF policy. Offer cannot be used in conjunction with any other corporate offer or discount.
