There are usually no surprises in the ways the big banks react to any Reserve Bank changes in the cash rate… but this week was different. By going down, as it has 12 times since 2011, the only question is how much will they withhold from borrowers of the home loan rates cuts and for what spurious reasons. The dead cert, or was until last Tuesday, was that interest paid to save... read more>

A few days ago some private health insurance funds said they’d help consumers get more value for money out of their policies by giving  more information about out-of-pocket and other annoying extras. Sharing our experiences of gap payments can be handy in choosing a specialist but there are steps we can take now to save ourselves, if not the healthcare system. About 12 million ... read more>

While there is a big focus in marketing on attracting millennials who seek innovation right now, older consumers’ preferences become more established as they age, proving our FiftyUp Club research that we are more brand loyal. Unfortunately, this loyalty often isn't deserved. Take the example of a brand like Vegemite.Vegemite has a history spanning nearly 100 years. It was first de... read more>

Next week around nine million households will be asked by the Australian Bureau of Statistics to fill out Census forms. Personal data from families will be kept for four years rather than the 18 months, which has raised fears about private data leaking. The option to complete the census online will save the government around $100 million but there has been much talk in the media with many... read more>

With thanks to Renee Sylvestre Williams writing in Forbes.com They are detail-oriented and very organized Paying off debt means knowing what you owe, developing a budget and sticking to it. Debt-free people keep track of their bills, how much they earn, how much they save and how much they invest. They speak to experts and have a tracking system in place, whether it’s an Excel file ... read more>