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Is it worth ditching extras cover from your health insurance?

Is it worth ditching extras cover from your health insurance?

The one quickest and simplest ways to save money on your private health insurance may be to uncouple yourself from the extras but it’s advice many chose not to follow. You can easily do away with the part of your policy which covers dentists, physios, optical and a range of other allied health professionals and at a stroke save hundreds of dollars. While it might make financial sense for ... read more>
The Most important Letter You’ll Receive this Month

The Most important Letter You’ll Receive this Month

Like hundreds of thousands of Australians will do over the coming weeks, I just received a letter from my health fund bearing bad news. For yet another year in a row, my health premium is going up. And while normally I would have skim-read this annual correspondence I’ve come to expect, this year I paid close attention. Why? Because not only did the letter tell me I would ne... read more>
10 Golden Rules of Private Health Insurance

10 Golden Rules of Private Health Insurance

While the real Golden Rule is treating others as one's self would wish to be treated. Here are the 10 Golden Rules of Private Health Insurance. Read any and all letters or written information from your health fund Your health fund will communicate to you changes in your cover., like the April 1 premium increase. It will send a letter (or email if you’ve opted for paperless communicati... read more>
How to Save on Health Insurance

How to Save on Health Insurance

If you aren’t aware, changes in Health Insurance premiums are coming. On April 1, health insurance premiums will increase by an industry standard of 3.25%. Some health insurance funds will be more and some will be lower. If you’re lucky enough to have one that’s on the lower end, congrats. But if you’re with a provider raising their premiums by more than 3.25%, here are 6 ways to save on He... read more>
Which Level of Health Cover is For You? Gold, Silver, Bronze or Basic?

Which Level of Health Cover is For You? Gold, Silver, Bronze or Basic?

As the April 1 health care changes looms, the biggest decision you’ll have to make is what type of cover you want. The four tier product change will affect the 55% of the population covered by private health insurance. So which level of coverage is right for you? It all depends on what you need in your life. The change in health insurance is help consumers compare different hospital trea... read more>