IN THIS GUIDE: Save $300-$400 a year as wholesale energy prices hit 5-year low.  My 10/15 Rule of Thumb for spotting cheap electricity 3-step Summer Energy Checklist  101 Energy-Saving Ideas Got a big bill? Do the A-B-C NEW list of Govt Efficiency Freebies  The Golden Rule if you can't pay a bill: Retailer Hardship programs State-by-state list of relief payments available ... read more>

Who could use an extra $755?   I’m John Mangos, and that’s how much a 60-year-old could save on life insurance, in just the FIRST year, by taking up the biggest lifetime discount ever unlocked at FiftyUpClub.com.   That’s right. A 60-year-old male non-smoker taking out $400,000 of Life cover could save over $750 in year one alone.   That’s because you’ll get a 22% discount¹ every year you... read more>

The FiftyUp Club has successfully unlocked a series of summer energy offers from Origin in time for the summer air con season, which typically produces some of the year’s biggest bills. Thanks to the people power of more than 360,000 members to date, the Club has sourced special electricity discounts for a limited time that could save some homes hundreds of dollars. In New South Wales’ Au... read more>

There’s a lot to be said about a name. What we call things can have a big impact on how we deal with them. More recently there’s been a call to replace the misunderstood term ‘loyalty tax’ with the harsher and more hurtful ‘stupidity tax’. Many of us pay more for things than we need to, especially when it comes to electricity, insurances and home loans, but is this due to loyalty o... read more>

It’s not unfair that older Australians enjoyed the benefits of free tertiary education, rising house prices and many other perks of age we were, well, just lucky. And being the beneficiaries of dumb good fortune does not make us all guilty of rampant self-interest, nor are we responsible,  if following generations are not equally well-off. It might sound like tough love but that’s the... read more>