With so many days and even weeks assigned to marking worthy causes it’s fair enough to ask why do we need a loyalty tax day? For one there’s more than 11 billion reasons representing the bucks we could all save if we compared the providers of essential services and moved to better deals. Then there’s yet another price of old age creeping on. For each decade older we beco... read more>

I have a confession to make. I have been disloyal. I have betrayed the expectations of those who counted on my custom. In the cold light of day I left them without a pang of conscience I am a serial switcher. It is out at last. I have changed electricity providers at least three times in the last decade. Switched car insurance in the past month. And taken out a home loan from a lender who wa... read more>

We’re hearing a lot of sound and fury about tax, but what about the voluntary tax many of us are paying worth more than $11 billion – without realising it? The sting in the tail is, the older you are the more likely you are to be paying it, by 11% for every 10 years you age. Welcome to the Loyalty Tax – the cold hard extra cash you pay in some perverse tribute &ndash... read more>

If you’ve ever decided to ditch your bank, insurer or utility to take up tempting offers, and save serious money with a competitor, but never quite made it don’t worry you are NOT alone. Fascinating research out this week reveals some of the home truths about how much money, almost $12 billion, we could all save by switching to cheaper service providers. That’s the money... read more>

Who do you believe – the energy regulator charged with putting the long-term interests of consumers first? Or the NSW ‘poles and wires’ companies which actually deliver the stuff?  That’s essentially the argument behind a high stakes legal stoush which will determine the size of planned 5-12% reductions to your next electricity bills. And it’s especially... read more>